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Curious how much you can afford? Check it out by using our Affordability Mortgage Calculator…

Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!

Number of Applicants
No
Yes
No
Yes
$
  • Hour
  • Week
  • Fortnight
  • Month
  • Year
$0 $500,000
%
0% 80
No
Yes
$
  • Hour
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
No
Yes
$
  • Hour
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
No
Yes
$
  • Hour
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
No
Yes
$
  • Hour
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
Take Home Pay Calculation Settings
No
Yes
%
No
Yes
%
No
Yes
%
$
$0 $100,000
No
Yes
$
$0 $100,000
$
$0 $100,000
$
$0 $100,000
$
$0 $100,000
No
Yes
$
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
$
$0 $100,000
General Settings
hrs
0 60
No
Yes
hrs
0 60
No
Yes
hrs
0 60
%
0 10
No
Yes
%
0 20
No
Yes
%
0 20
PAYE Settings
# of Thresholds & Tax Tiers
Income Threshold
Tax Rate (%)
ACC Settings
%
$
$0 $200,000
Payments Settings
No
Yes
$
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
%
0 90
No
Yes
$
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
No
Yes
$
  • Week
  • Fortnight
  • Month
  • Year
$0 $100,000
Advanced Settings
No
Yes
0 3
Weeks in Year
weeks
0 60
You could borrow around
$
for a home valued at
$
assuming a % deposit and a take home pay of $
Tax Code
Take Home Pay / Gross
Take Home Pay / Week
Hour
Week
Fortnight
Month
Year
Gross Pay
0.00
0.00
0.00
0.00
0.00
PAYE
0.00
0.00
0.00
0.00
0.00
ACC
0.00
0.00
0.00
0.00
0.00
PAYE + ACC
0.00
0.00
0.00
0.00
0.00
KiwiSaver
0.00
0.00
0.00
0.00
0.00
Student Loan
0.00
0.00
0.00
0.00
0.00
Payroll Giving
0.00
0.00
0.00
0.00
0.00
Child Support
0.00
0.00
0.00
0.00
0.00
Court Fines
0.00
0.00
0.00
0.00
0.00
Other Payments
0.00
0.00
0.00
0.00
0.00
Take Home Pay
0.00
0.00
0.00
0.00
0.00
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Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

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