Mortgages
Customised For You
No two purchases, projects or businesses are the same, so why should your financing be?
Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.
No two purchases, projects or businesses are the same, so why should your financing arrangements be?
Contact UsBook a MeetingApply Now
GoogleFacebook
Custom Mortgages // Cromwell All Things Business 46 The Mall, Cromwell 9310
Custom Mortgages // Queenstown Mountaineer Building Level 3, 32 Rees Street, Queenstown 9300
Custom Mortgages // Wanaka Brownston House, 21 Brownston Street, Wānaka 9305
Custom Mortgages // Christchurch Regus, Awly Building, Level 1, 293 Durham Street North, Christchurch 8013
Custom Mortgages // Dunedin Queens Gardens Court, Level 1, 3-5 Crawford Street, Dunedin 9016
Custom Mortgages // Alexandra 82 Centennial Avenue, Alexandra 9320
Custom Mortgages
Custom Mortgages is run by a group of mates – all bankers and each with many years experience in the industry. The team understands and knows the commercial, mortgage, and housing landscapes. With this experience, they can help you find a tailored, custom solution.
No two purchases, projects or businesses are the same, so why should your financing arrangements be?
GoogleFacebook
Book a Meeting
Custom Mortgages // Cromwell All Things Business 46 The Mall, Cromwell 9310
Custom Mortgages // Queenstown Mountaineer Building Level 3, 32 Rees Street, Queenstown 9300
Custom Mortgages // Wanaka Brownston House, 21 Brownston Street, Wānaka 9305
Custom Mortgages // Christchurch Regus, Awly Building, Level 1, 293 Durham Street North, Christchurch 8013
Custom Mortgages // Dunedin Queens Gardens Court, Level 1, 3-5 Crawford Street, Dunedin 9016
Custom Mortgages // Alexandra 82 Centennial Avenue, Alexandra 9320
Your customised solution
Ensuring you have financing arrangements that match the scale and timeframe of your project, plans, or your business needs is important. Let us streamline the lending process and design a finance solution for you that suits your individual requirements. We specialise in structuring lending to help you achieve your goals, save time, and save money.
Check out different loan scenarios by using our Mortgage Comparison Calculator…
Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!
Loan Totals:
Loan Amount
$
Interest Rate
%
$
Total Interest
$
Lifetime Cost
$
Amortisation
Amortisation Schedule Breakdown
Our detailed amortisation schedule breaks down your mortgage payments, showing how they are split between interest and principal over the life of your loan.
Note: The actual monthly payment may be higher than what is shown here, as this schedule does not account for variable costs such as property taxes and home insurance, which are often included in your total mortgage payment.
- Principal payments: $$ (the amount borrowed)
- Interest payments: $$ (the cost of borrowing)
Loan Amount
$
Interest Rate
%
$
Total Interest
$
Lifetime Cost
$
Amortisation
Amortisation Schedule Breakdown
Our detailed amortisation schedule breaks down your mortgage payments, showing how they are split between interest and principal over the life of your loan.
Note: The actual monthly payment may be higher than what is shown here, as this schedule does not account for variable costs such as property taxes and home insurance, which are often included in your total mortgage payment.
- Principal payments: $$ (the amount borrowed)
- Interest payments: $$ (the cost of borrowing)
Monthly Payments
Option A
Option B
Amortisation Schedule
Option A
Option B
Total Payments
1 year
years
TOTAL COST
YEARS
Option A
$/mo
Loan Amount
$
Interest Rate
%
Cycle Payment
$
Total Interest
$
Lifetime Cost
$
Option B
$/mo
Loan Amount
$
Interest Rate
%
Cycle Payment
$
Total Interest
$
Lifetime Cost
$
Why work with us
We are owner operated and not aligned with any lenders
We work with you to customise your loan so it best matches your goals, and to save you time and money.
01
We have extensive experience
We all have over 10 years’ experience in banking and we understand the industry. We specialise in both residential and commercial financial advice.
02
We build relationships
We pride ourselves on building relationships with our customers and with our lenders to provide a more customised and personal experience.
03
Why work with us
We are owner-operated and are not aligned with any lenders
01
We have extensive experience in residential and commercial finance
02
We build relationships to provide a more customised and personal experience
03
Banks & lenders we work with:
Correct as of September 2025
Referral partners we work with:
Correct as of September 2025
